Auto Insurance Discounts
Discounts for Driving
You have wheels...a car, a truck, a van or even a trailer. Here's how OTIP can help you save money on
your auto insurance premium.
Are you between the ages of 40 and 79?
You may be eligible for an Age Discount and/or a Retiree Discount.
Do you live close to work?
You may be eligible for a Short Commute Discount.
Are you, or do you have, a student with a driver's licence?
You may be eligible for a Student Discount, New Driver Discount or Graduated Driver Discount.
Are you claims and conviction free and have you been licenced for over 15 years?
You may be eligible for a Preferred Driver Discount.
Do you own multiple vehicles?
You may be eligible for the Multi-Vehicle Discount.
Have you been with OTIP or your immediate prior insurance carrier for 3 or more years?
You may be eligible for the Loyalty or New Business Loyalty Discount.
Is your vehicle protected with an after-market ignition cut-off system or monitored alarm system?
You may be eligible for the Anti-Theft or Satellite Monitoring System Discount.
Have you completed a Drive for Life course within the last 2 years?
You may be eligible for a discount, based on your completion date of the course.
Is your property also insured with OTIP/Traders?
You may be eligible for the Multi-Policy Discount.
All discounts are subject to underwriting rules; some limitations may apply.
Contact OTIP today!
If you answered "yes" to any of these
questions, contact us to discuss
your eligibility for a discount on your auto insurance premium.