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1-844-324-6527 (Sales)
Make sure to mention the $20 gift card offer when speaking with a broker on the telephone to receive this offer.

1-800-267-6847 (Service)


Insurance renewing in the next 60 days? Get a car or home quote from OTIP and receive a $20 gift card of your choice.* 

     *Restrictions apply. Must mention gift card offer to broker on the telephone to be eligible. See details

Explore the advantages of insuring your car through OTIP:


Free Benefits


Most policies include the following benefits:

Guaranteed Claims Service Satisfaction
If you’re not completely satisfied with our claims service and we can’t resolve your issue, we’ll refund your premium.*

*Provided the accident does not violate the conditions of your policy or result in a major driving conviction.

Claims Counselling
Were you involved in an accident? Call us to find out how a claim might affect your premiums.


24/7 Claims Service
Accidents don’t always happen during standard working hours. That’s why our expert claims representatives are here to help you at any time of the day or night, seven days a week.

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Save even more when you qualify for discounts.

Bundle products
Save up to 50% on home insurance when you insure both your home and car through OTIP.

Clean Driving Record
You save if you’ve had no traffic violations in the past three years.

Loyalty Discount
You’ll get a special rate if you’ve been with us for three years or more.

You may be eligible for a discount if:

  • You live close to work.
  • You have a short commute.
  • You’re a student or a student with a driver's licence lives in your household and attends school away from home.
  • You’re retired.
  • You own multiple vehicles.
  • You are a newly licensed driver and have completed a driver’s training course within the past two years.
  • Your vehicle is protected with an after-market ignition cut-off system or monitored alarm system.
  • You drive a hybrid vehicle.
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