RTIP Health, Dental and Travel Insurance

RTIP Dare to be different  

Retired Teachers Insurance Plan (RTIP) offers the most flexible health, dental and travel insurance available to retired teachers and education staff in Ontario.


Get the facts and dare to compare RTIP plan features with those of our closest competitor:

Us Them
  • Choice of three health plans, with different drug coverage limits to fit your needs
  • Single plan with one coverage limit, regardless of need
  • Flexibility to change plans as your needs change
  • Only one plan, so no option to change
  • One easy online application, and no extra fees
  • Must join and pay membership fee before applying
  • Option of having two single plans if spousal coverage needs are different
  • Only one plan and one coverage limit available regardless of needs
  • 95 days of deluxe travel coverage
  • 93 days of travel coverage
  • 60 days to join without medical evidence or retroactive premiums. Don’t pay for a gap in coverage.
  • 60 days to join without medical evidence; premiums charged retroactively from the end of your group plan.

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