Life Insurance Protection from OTIP

Short-term security that goes a long way
 

This is one of the most popular term insurance policies to protect your short-term insurance needs. Are you the sole income earner? Do you have dependant children, a line of credit, or other short-term debt that’s under control but still needs protecting?

• Level coverage up to $1 million
• Premiums won’t increase for 10 years
• Your plan is guaranteed renewable up to age 85
• Portable and convertible

Learn more about coverage and premiums or apply now for LifePlan10. LifePlan 10 is a term life insurance solution underwritten by Manulife Financial

Secure your financial investments


Lenders have their way; OTIP has yours. Protect your family’s major financial investments, like your mortgage or savings plan with LifePlan 20 – a convenient, valuable alternative to mortgage insurance offered by your financial institution.

• Level coverage up to $1 million
• Life Insurance policy value remains level as you pay off your mortgage
• Premiums won’t increase during the 20 years that your policy is in effect
• Completely portable coverage that isn’t affected if you change homes or renegotiate your mortgage

Learn more about coverage and premiums or apply now for LifePlan 20. LifePlan 20 is a term life insurance solution underwritten by Teachers Life.

Cover the ones you love with comfort 

LifePlan 100 helps meet your permanent life insurance needs and completes your financial plan with level premiums to assist with budgeting.

• Level coverage is available in amounts ranging from $25,000 to $150,000 
• Level premiums in force for life (until age 100)
• Premiums are based on age at enrollment
• Available to all education employees and spouses, retired or not

Learn more about coverage and premiums or apply now for LifePlan 100. View a complete chart of LifePlan 100 Monthly Rates for ages 20 to 70.  LifePlan 100 is a term life insurance solution underwritten by ACE Life. Call our Life and Living Benefits representatives at
1-800-267-6847, for information on coverage. 

OECTA Voluntary Life Insurance Plan – Designed to meet your unique needs
OECTA members can protect their families with a plan that includes group life insurance and accidental death and dismemberment coverage.

• Choose from a minimum of $25,000 to a maximum of $200,000 (in increments of $25,000)
• Includes equal amounts of accidental death and dismemberment coverage
• Available to all OECTA due-paying members and spouses
• Coverage is in force until age 70
• OTIP administers the OECTA Voluntary Life Insurance Plan on behalf of OECTA

ETFO Life Plan – Protect those that matter most
The ETFO Life Plan is designed to meet the unique life insurance needs of ETFO members, providing them with security and peace of mind.

• $20,000 base term life insurance
• Optional life coverage ranges from $20,000 to $180,000, for a total of $200,000
• First $20,000 base and $20,000 optional are guaranteed issue (no medical examination required)
• Includes equal amounts of accidental death and dismemberment coverage
• Insurance options in force until age 65
• Available to all ETFO members, spouses and dependants
• OTIP administers the ETFO Life Plan on behalf of ETFO