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* Once you decrease your health coverage, you must wait two years before you are able to increase your coverage again. An increase to the Gold Elite plan or an increase of more than one plan level requires medical evidence of insurability.
† Gold Elite is the only RTIP plan with an age limit. Once you turn 65, this plan terminates, and you are automatically enrolled in the RTIP Gold plan (with a $750 drug maximum), unless you select a different RTIP plan.
All retired Ontario education employees, their families and survivors are eligible to apply for coverage under an RTIP plan. There is no age restriction to join RTIP. You must reside in Ontario and be covered under OHIP at the time of application.
*A medical evidence of insurability form is required to apply for, or increase to, the Gold Elite plan.
** The health plan information is from 2014 and will be updated once the 2015 health plan information becomes available.