Riding a motorcycle isn't just a mode of transportation; it's an exhilarating experience that offers a sense of freedom and adventure. However, this thrill comes with its own set of risks and responsibilities. Studies show that motorcyclists are three times more likely to be injured in an accident compared to car drivers.¹ Safe motorcycling takes a focused mindset, preparation, and respecting the road. Before you head out, consider these motorcycle safety tips to help you ride confidently and securely this summer.
 

1. Check your motorcycle

Before each ride, check your motorcycle thoroughly. Inspect the tire pressure, tread depth, hand brakes, foot brakes, horn, headlights, signal indicators, and fluid levels. Don’t forget to look under your motorcycle for any gas or oil leaks.
 

2. Gear up

Wearing protective gear can mean the difference between life and death in a motorcycle accident. A helmet is the most essential accessory for motorcyclists. Wearing a helmet can protect you from serious head injury. Ontario law requires you and your passenger to wear approved helmets with the chin strap securely fastened every time you ride.² Protective clothing can help protect you from injury in a fall or accident and shield you from the wind, rain, insects, stones, and debris. Bright colours and reflective items make you more visible to other drivers on the road. Choose boots that are sturdy and high enough to protect your ankles. Gloves are also important in cold and warm weather, giving you a better hold on the hand grips and controls.
 

3. Drive defensively

Riding a motorcycle can make you less visible to other drivers and more vulnerable to injury. To improve your visibility, always keep your headlights on. Avoid putting yourself in dangerous situations by steering clear of drivers' blind spots, staying in your lane, adhering to speed limits, and being hyper-aware of your surroundings. If you're unsure whether a vehicle turning left has seen you or if you find yourself in a vehicle's blind spot, it's safer to slow down.
 

4. Stay alert on the road

Since motorcycles have only two wheels, they have half the traction of a car. When riding in dusty or wet conditions, maintain a greater following distance to ensure you have enough time to stop safely. Always keep your eyes on the road ahead to anticipate potential dangers and be vigilant for hazardous road infrastructure, such as loose gravel or potholes, that could pose a serious risk.
 

5. Advance your skills

Whether you are a beginner or have been riding for years, there’s always room for improvement in your riding skills. Consider taking a motorcycle course each spring to help you become a safer and more responsible rider. Don’t push yourself beyond your skill level by riding a bike that’s too powerful for your ability, and don’t attempt to carry a passenger for the first time on busy or unsafe roads.
 

6. Have a valid licence and insurance

Never ride a motorcycle without a valid M Class licence and appropriate insurance coverage. All mandatory motorcycle insurance in Ontario includes Third-Party Liability, Direct Compensation, Uninsured Automobile, and Accident Benefits. However, you may want to enhance your protection with additional optional coverage. Collision or Upset Coverage protects your motorcycle from damage caused by an accident with another vehicle or object. Comprehensive Coverage protects your motorcycle from all other insured damage, such as fire, theft, vandalism, and weather.

If you're a current OTIP policyholder, contact us at 1-833-615-9329 to review your existing motorcycle insurance policy. If you're not insured with OTIP and are shopping for motorcycle insurance or a policy for any other leisure products, including RVs, boats, and ATVs, call us at 1-833-494-0085 to get a quote and receive a $20 gift card of your choice!
 

1. Canadian Medical Association Journal – Direct medical costs of motorcycle crashes in Ontario
2. Government of Ontario – Getting ready to drive