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24-Hour Emergency Service
for Auto and Home Claims


24-Hour Emergency Travel Assistance


Long Term Disability Early Intervention


Auto and Home


Follow these steps to report your claim:


Call the police, if necessary.


Report your claim by calling Curo Claims Services at 1-866-952-2876, 24/7.

Who is Curo?
Curo Claims Services is an independent adjusting company that provides claims services exclusively for members of OTIP.

  For non-emergencies, use our Non-Emergency Claims Form to report your claim online.


Health and Dental


Log in to make a claim, update your information or check your coverage:

Member log in

Retiree Health and Dental


Log in to make a claim, update your information or check your coverage:

Member log in

Long Term Disability (LTD)


Being unable to work because of an injury or illness is stressful for both you and your family. Your group benefits can provide you not only with financial support, but also with access to rehabilitation services and emotional support to help you get better.

How to make an LTD claim

LTD Appeals

Life Insurance


We are here to help you during this difficult time
It is difficult to lose a loved one. We are here to assist you and provide support during the life claim process. Regardless of the type of plan you have, you or your beneficiaries can call OTIP Benefits Services at 1-888-452-6847 to speak with a dedicated representative who will provide you with next steps in the life claim process.

To submit a life claim for the death of an insured member or a covered dependent, please complete the Life Claim Form.




RTIP Travel Claims
In the event of a medical emergency while travelling outside your province of residence, call 1‑800‑265‑9977, 24 hours a day, 7 days a week. Please have your benefit card with you when you call, as you will be asked to provide your plan identifier number, which is located on the back of the card.


Travel Top-Up Claims
If you have purchased Travel Top-Up Insurance, to make a claim call 21st Century Travel Insurance at 1‑844‑291‑7230, and identify yourself as an OTIP or RTIP member.