Follow these steps to report your claim:
Call the police, if necessary.
Report your claim by calling Curo Claims Services at 1-866-952-2876, 24/7.
Who is Curo?
Curo Claims Services is an independent adjusting company that provides claims services exclusively for members of OTIP.
For non-emergencies, use our Non-Emergency Claims Form to report your claim online.
We are here to help you during this difficult time
It is difficult to lose a loved one. We are here to assist you and provide support during the life claim process. Regardless of the type of plan you have, you or your beneficiaries can call OTIP Benefits Services at 1-800-267-6847 to speak with a dedicated representative who will provide you with next steps in the life claim process.
To submit a life claim for the death of an insured member or a covered dependent, please complete the Life Claim Form.
| Form Name | Form Description |
| Life Claim Form | Complete these forms to submit a life claim for the death of an insured party. |
Employee benefits plan travel claims
In the event of a medical emergency while travelling outside your province of residence, please call the toll-free numbers listed on your benefits card. The toll-free number will put you in touch with the international travel assistance organization.
Your benefits card also lists your Plan Contract and Member Certificate numbers, which the travel assistance organization needs to confirm that you are covered by Emergency Travel Assistance.
RTIP travel claims
If you have incurred out of pocket expenses, you can submit your claims to OTIP Travel Assistance in one of two ways:
In the event of a medical emergency while travelling outside your province of residence, please call:
- Canada and U.S.: 1-800-936-6226
- Outside Canada and the U.S.: 519-742-3556. If calling collect, please note you must use a landline.
You will be asked to provide your OTIP ID , which is located on your digital or printed OTIP ID and benefits card.
Travel Top-Up Claims
If you have purchased travel top-up insurance, to make a claim call Allianz Global Assistance and identify yourself as an RTIP member.
Canada and US: 1-866-520-8823
Outside of Canada and US:519-742-9013
Forms 
