Home Insurance Discounts


If you meet any of the following criteria, please contact us to discuss your eligibility for a discount on your home insurance premium.

You may be eligible for a discount if:

  • You own a home less than 30 years old.
  • You have an exemplary claim history.
  • Your home is free of mortgages or liens.
  • Your home is protected by a monitored alarm system.
  • You are 50 years of age or older.
  • You have been with OTIP/Traders or your immediate prior insurance carrier for 3 or more years.
  • Your vehicle is also insured with OTIP/Traders.

*There are no maximums to the discounts offered.

All discounts are subject to underwriting rules; some limitations may apply.

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