Life insurance benefits range from $10,000 to $40,000 depending on your level of eligibility and include an equal amount of Accidental Death and Dismemberment (AD&D) insurance. For additional coverage, consider one of our Personal Life Insurance solutions.

If a long term disability (LTD) prevents you from carrying out your regular occupation, LTD benefits will replace some of your regular income.

Two plans to choose from: Plan A pays benefits up to two years, Plan B up to three years. There is a 17-week waiting period under both plans, and benefits are not paid out during July and August.

Free benefits include access to:

• CAREpath — support for families dealing with cancer
• FeelingBetterNow® — assistance with emotional and mental health issues

Extended healthcare coverage includes:

• Prescription drugs – 80% reimbursement; dispensing fee cap of $8.50 per prescription, generic substitution unless specified otherwise by a physician, drug maximum of $1,500 per person per 12 consecutive months
• Vision care – 100% reimbursement; $250 per person per 36 consecutive months
• Paramedical services – 80% reimbursement; $500 combined maximum per 12 consecutive months for clinical psychologist, marriage and family therapists, speech therapist, chiropractor, physiotherapist, athletic and massage therapists; massage therapy, maximum 10 visits per 12 consecutive months
• Hospital services – 100% semi-private room reimbursement; 80% ambulance services reimbursement; 80% private nursing reimbursement (up to $25,000 per 12 consecutive months)
• Hearing aids – 80% reimbursement; $500 per person per 60 months
• Deluxe travel – 100% physician and hospital services and travel assistance services reimbursement; maximum duration of 60 days per trip