Welcome back to another school year! We hope you’re feeling revitalized and inspired after the summer break. Now is an ideal time to reflect on your accomplishments and plan for the future, both personally and professionally. We want to reassure you that our team is committed to supporting your health, wellness, and financial security so you can thrive in your pivotal role within the education community.

You may be most familiar with Ontario Teachers Insurance Plan (OTIP) as your group benefits provider, but did you know that we also offer personal insurance coverage? Your local union and Provincial Affiliate partner with OTIP to ensure you have access to the following:
 

• Exclusive auto and home insurance rates. 
• In-house claims experts available 24/7 to support you through the claims process.
• Three flexible retiree health, dental and travel insurance plans.
• Life insurance and identity theft and cyber protection.

Are you a part of AEFO, CUPE, ETFO, OECTA, or OSSTF? Fortunately for you (and us!), OTIP is your exclusive auto and home insurance provider!

We provide complete insurance solutions for all members of the education community. Our members also have access to contests, awards, bursaries, and special offers, including EdvantagePerks, your exclusive savings program.

Read on to learn more about what we’re proud of.

Coverage that fits your lifestyle and gives back to our communities
What sets us apart as an insurance brokerage is that we offer exclusive auto and home insurance discounts for the Ontario education community. We’re your insurance advocate, proudly using our profits to help fund important and unique value-added programs for active and retired members. We make finding the right auto and home insurance coverage easy. When you get a quote from us, our brokers will compare your options against multiple carriers to ensure you get the right coverage at the best rate, saving you time, effort, and money!

Moreover, we offer an exclusive Education Extra Package designed to give you peace of mind, whether your belongings are at home or school.

As our way of saying thank you for getting an auto, home, or leisure insurance quote, we'll send you a $20 gift card of your choice. Plus, when you get a quote in September, you'll be automatically entered into our Back to School Bonus Contest for a chance to win $1,000 cash to start the school year off right! Get an online quote or call 1-888-892-4935 and mention this offer. Read the rules and regulations here. Summer is over, but the fun continues with OTIP!

Endless ways to save with EdvantagePerks
Whether you’re shopping for clothes, making updates to your home, planning a vacation, or simply looking for a break on your phone bill, EdvantagePerks has a discount! We partner with several of your favourite brands to offer the Ontario education community exclusive deals that help you save. Stay tuned for updates in the What’s New section of the EdvantagePerks website, where you can find information about our lineup of recently added partners.

EdvantagePerks is celebrating 25 years of savings, and you’re invited! Get in on the fun for a chance to win monthly prizes from our fabulous partners. Register for your free EdvantagePerks account and log in to join the party!

Retire with RTIP
OTIP is here for you even after you retire with our Retired Teachers Insurance Plan (RTIP). RTIP is the only provider of retiree health, dental, and travel insurance to offer three different plan choices and coverage limit options exclusively for the Ontario education community. Plus, when you become an RTIP member, you'll still have access to the EdvantagePerks savings program and the discounts you love.

If you’re retiring this year or starting to plan for your retirement, we’re here to support you through this exciting next step. We’re pleased to offer a smooth transition from your group benefits to retirement coverage with RTIP Easy Enrol*. RTIP Easy Enrol provides a simplified coverage selection process for members approaching retirement without having to complete our standard RTIP application form.

We know there are many things to consider when transitioning into retirement. That's why we provide free retirement planning resources and workshops, some featuring financial planning advice from Educators Financial Group. Learn more about retiring with RTIP.

A culture of caring
At OTIP, our commitment to the education community is rooted in a shared purpose: protecting what matters most to those who dedicate their lives to helping students – and school communities thrive. That purpose goes far beyond insurance administration—it guides how we support our members, engage with our communities, and care for one another. Learn more about our Community Investment programs and initiatives.

* Members within 90 days prior to their retirement date or up to 60 days after their retirement date are eligible for RTIP Easy Enrol.