Auto Insurance
Auto Insurance
You may be eligible for a discount on your car insurance if you:
- Drive a short distance to work.
- Are a student or a student with a driver's license lives in your household and attends school away from home.
- Are retired.
- Also insure your home with OTIP.
- Own multiple cars.
- Have been with OTIP or your immediate prior insurer for three years or more.
- Have a clean driving record, with no traffic violations in the past three years.
- Are a newly licensed driver and have completed a driver’s training course within the past two years.
- Own a vehicle with an after-market ignition cut-off system or monitored alarm system.
- Drive a hybrid vehicle.
There is no maximum on the total discount you can qualify for.
Get Started
Or call us to speak with an OTIP broker and mention the $20 gift card offer.
1-844-324-6528
Home and Property Insurance
Home and Property Insurance
You may be eligible for a discount on your home and property insurance if:
- Your home is less than 30 years old.
- You have an exemplary claim history.
- Your home is free of mortgages or liens.
- Your home is protected by a monitored alarm system.
- You have been with OTIP or your immediate prior insurance carrier for three years or more.
- You also insure your car with OTIP.
There is no maximum on the total discount you can qualify for.
Get Started
Or call us to speak with an OTIP broker and mention the $20 gift card offer.
1-844-324-6528
Life Insurance
Life Insurance
Top three ways to save on life insurance:
Buy now rather than later. The younger you are, the lower your premiums will be.
Choose the right type of coverage. Term insurance products have lower premiums, so if you need protection for only a limited amount of time, term is the way to go.
Don’t smoke. Smoking affects your health, which means it affects your insurance rates. Smokers may pay up to twice as much for the same coverage as non-smokers.
Get a Quote
Or call
1-800-267-6847
Retirees
Retirees
Take advantage of value-added services and savings available only to members of RTIP:
- Save on travel, electronics, fitness, clothing, entertainment and more when you join Edvantage.
- Save on prescription drugs, with Express Scripts Canada Pharmacy. When you use this home delivery program, you receive 100% coverage for your generic maintenance prescription drug expenses (or 90% for brand-name prescriptions).
- Get help connecting with the services you need. The Seniors’ Care Assistance ProgramTM, provided by Bayshore HealthCare, offers assistance to you and your parents in navigating through the multitude of senior support services and programs available in Canada.
- Get support if you or a loved one is diagnosed with cancer. CAREpath — the Cancer Assistance Program, is dedicated to helping families dealing with cancer get access to the support services they need.
Learn more
Or call
1-800-267-6847