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Products > Life
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Not linked to your mortgage and won’t decrease as your mortgage is paid down or if you move to another financial institution.
Life insurance benefits are tax-free and payable to your beneficiaries as soon as 15 days after the claim is approved.
Your premium will not change for the entire length of your policy term.
Your coverage stays with you, even if you change jobs or retire.
Your group life insurance provides valuable protection for your family, but it may not be enough to provide the financial security you need when your plan terminates or if you’re already retired. Final expenses, post-secondary education for children or grandchildren, a secure retirement for your spouse, and covering mortgage costs are all things to consider.
OTIP offers four life insurance plan options, each with a range of coverage amounts and term lengths.
Find the coverage that’s right for you and apply online.
Available up to
10, 15, 20, 25
*Based on closest age. E.g. 55 years and 182 days eligible for $250,000, 55 years and 183 days eligible for $150,000.
$10,000 - $250,000
Yes — blood and urine
$25,000 - $1,000,000
Yes — policy can be converted to any permanent Manulife insurance policy up to age 69.
$50,000 - $1,000,000
Yes — partial or whole conversion to a permanent Teachers Life insurance policy is offered up to age 65
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