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Home and Property Insurance 


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1-844-324-6527 (Sales)
Make sure to mention the $20 gift card offer when speaking with a broker on the telephone to receive this offer.

1-800-267-6847 (Service)


Insurance renewing in the next 60 days? Get a car or home quote from OTIP and receive a $20 gift card of your choice.*


Explore the advantages of insuring your home through OTIP.


Free Benefits


Most home and property policies include the following benefits:

Guaranteed Claims Service Satisfaction
If you’re not completely satisfied with our claims service and we can’t resolve your issue, we’ll refund your premium.*

*You must insure your primary residence with OTIP to qualify for this benefit


Free Assistance Program
Our free Halo Assistance Program gives you unlimited telephone access to qualified lawyers, health professionals and housing specialists.

Claims Counselling
Wondering how a claim might affect your premiums? Call us to find out.


24/7 Claims Service
Accidents don’t always happen during standard working hours. That’s why our expert claims representatives are here to help you at any time of the day or night, seven days a week. They can guide you through the process for making a claim, replacing contents and initiating home repairs.

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Save on home insurance when you qualify for discounts.

If there are no mortgages or liens on your property, a discounted rate may apply.

With an exemplary claims history, you’ll pay less.

You may be eligible for a discount if:

  • You have insured your home through OTIP for three years or more.
  • Your vehicle is also insured with OTIP.
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