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Health, dental and travel insurance for retirees

Retired Teachers Insurance Plan (RTIP) offers the most flexible health, dental and travel insurance available to the retired education community. Simply choose the plan that best meets your needs.

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RTIP/ARM member login

Download RTIP Plan Guide

Get the real facts on your options

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Let us help you find the plan that’s right for you

RTIP Gold 750

$750 prescription drug coverage 80% reimbursement
vision care $300/person every 2 years 100% reimbursement
Monthly premium:
Single: $80.96
Couple: $154.28
Family: $185.56

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RTIP Gold 2500

$2,500 prescription drug coverage; 80% reimbursement
vision care $300/person every 2 years; 100% reimbursement
unlimited semi-private hospital accommodation; 80% coinsurance
Monthly premium:
Single: $110.61
Couple: $211.47
Family: $256.35

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RTIP Plus 4000

$4,000 prescription drug coverage; 85% reimbursement
vision care $375/person every 2 years; 80% reimbursement
unlimited semi-private hospital accommodation; 100% coinsurance
Monthly premium:
Single: $133.90
Couple: $263.31
Family: $312.57

Learn More

Apply for a plan online!

Call 1-800-267-6847 and select the Benefits option if you have any questions or would like to find out which plan is right for you.

If you’re a current RTIP/ARM member and have questions about your existing plan, please call 1-866-783-6847.

Why Choose RTIP?

Value-added benefits
All RTIP health plans include access to CAREpath Cancer Assistance Program, Express Scripts Canada Pharmacy, Edvantage and The Seniors’ Care Assistance Program^™ provided by Bayshore HealthCare.

Deluxe travel insurance always included
Every RTIP health plan provides coverage for trips up to 95 consecutive days per trip. LEARN MORE.

Fast, easy claims processing
Submit your claims online and your reimbursement will be deposited directly into your bank account.

No age restrictions and no membership fees.
Three health care plans to choose from, with three different prescription drug maximums.
Paramedical services – 80% reimbursement of eligible charges up to a combined maximum of $1,250 per person per calendar year.
Freedom to increase or decrease your coverage at your next renewal.*
Option to add dental coverage at any time, without penalty.
Exclusive home and auto insurance discounts from OTIP, including the Retiree Extra Package, providing additional coverage and benefits for the retired education community.

* You may increase only one level at a time and decrease two levels at a time. Once you decrease your health coverage, you must wait two years before you are able to increase your coverage again.

Select a Plan to Apply Online

Or call

1-800-267-6847