Get a car or home insurance quote from OTIP and receive a $20 gift card of your choice.*
Our dedicated team provides OTIP members with courteous, fair and professional property and casualty claims services.
Retired or planning to in the next 5 years? Join us for a free retirement workshop or webinar!
Need to download a form? Choose the one most relevant to you!
The OTIP Bursary Program is now accepting applications! Eligible students could win a $1,500 bursary from OTIP. LEARN MORE
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Retired Teachers Insurance Plan (RTIP) offers the most flexible health, dental and travel insurance available to the retired education community. Simply choose the plan that best meets your needs.
RTIP offers the most flexible health, dental and travel insurance for the retired Ontario education community. We provide three drug coverage maximums and Single, Couple, and Family plan options to fit your needs.
Answer these four short questions and find out which of our plans is right for you!
Please enter a valid amount (no spaces or special characters).
If you and your spouse have different prescription drug needs, you may be able to save money by purchasing two Single plans with different maximums. Call us at 1-844-856-7139 if you have questions.
If not, you can add dental coverage to your plan any time in the future without penalty.
Both our Gold 2500 and Plus 4000 plans include semi-private hospital coverage.
Children under the age of 21 (31 if in school) are eligible for dependant coverage. Any two family members qualify for Couple coverage. If you do not have an eligible spouse, you and your dependent child can qualify for Couple rates.
If you have any questions or to learn more, please call 1-844-856-7139 or register for a free webinar.
To receive an email reminder closer to your retirement, provide your email address and estimated retirement month and year.
Call 1-800-267-6847 and select the Benefits option if you have any questions or would like to find out which plan is right for you.
If you’re a current RTIP/ARM member and have questions about your existing plan, please call 1-866-783-6847.
Value-added benefits All RTIP health plans include access to CAREpath Cancer Assistance Program, Express Scripts Canada Pharmacy, FeelingBetterNow®, Edvantage and The Seniors’ Care Assistance Program™ provided by Bayshore HealthCare.
Deluxe travel insurance always included Every RTIP health plan provides coverage for trips up to 95 consecutive days per trip. LEARN MORE.
Fast, easy claims processing Submit your claims online and your reimbursement will be deposited directly into your bank account.
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* You may increase only one level at a time and decrease two levels at a time. Once you decrease your health coverage, you must wait two years before you are able to increase your coverage again.
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OTIP partners with the ARM (Active Retired Members) Organization of the Ontario Secondary Schools Teachers’ Federation (OSSTF). LEARN MORE
Compare detailed plan benefits and premiums. DOWNLOAD
See the difference! Compare RTIP's health and dental plans. DOWNLOAD
Outline of reasonable and customary limits for paramedical services. DOWNLOAD
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