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Fight the flood: Keep your property afloat

Springtime is almost here, and with it comes blooming flowers and crisp, fresh air. But as spring showers pour, Canadians are at risk for more damage than rained-out picnics – we’re also at risk for property flooding.

Water damage to property can be expensive and frustrating, harming not only the home, but also possessions and the wellbeing of the people inside. Each year, springtime results in an increased number of water-related claims and, as homeowners are investing much more in their basements these days, it is important to take proactive steps to minimize the risk.

OTIP offers these tips for homeowners to keep their properties above water:

  • Inspect your roof. To prevent leaks, get the roof inspected every few years to check the condition of the shingles. Clear out gutters to prevent blockages.
  • Install a backwater valve. These valves close automatically if the sewer backs up and can prevent thousands of dollars in damage.
  • Scope out your sump pump. If your basement has one, examine it and do a test run if it doesn’t get used frequently.
  • Check your foundation. This is especially important as the ice melts. If you notice water pooling, find a way to lead the liquid away from your home.
  • Start right. If you are finishing your basement, make sure to seal your exterior walls.
  • Examine your insurance. Many insurance companies offer additional overland water and sewer back-up coverage for eligible customers, depending on where you live. 

OTIP can answer your questions and help you understand your policy. Call OTIP today at 1-800-267-6847 and we will assess your situation to ensure you have the coverage required to protect you from water damage.

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