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Get more from your home insurance with the Education Extra Package

At OTIP, we understand that the needs of the education community sometimes fall outside the more traditional home insurance policies. That's why we offer the Education Extra Package to help you have peace of mind that all your assets are covered, whether they're with you at home or you leave them at school.

The Education Extra Package is available exclusively through OTIP*. It can be added to your home, condo or tenant insurance to increase your personal property coverage, including the items you leave in your classroom.

The below chart compares the coverage between a traditional home insurance policy and one that includes the Education Extra Package:




  • Personal property kept permanently at school

  • No coverage

  • $10,000

  • School board property temporarily removed from school premises

  • No coverage

  • $5,000

  • Books, tools and instruments for a business or profession

  • $2,500 (applicable only when on the premises)

  • $5,000 limit on premises

  • $2,500 limit in transit

  • Jewelry, watches, gems and fur garments

  • $6,000

  • $20,000 ($6,000 maximum per item)

  • Business records stored on a personal computer (occupation-related data only)

  • No coverage

  • $3,000

In addition to extended coverage that protects your teaching supplies and even school board property, this package also provides enhanced coverage for additional items, items including mortgage payment protection, property of a student away from home to attend school ($25,000) and personal property belonging to a parent in a nursing home ($20,000).

Adding the Education Extra Package to your home insurance policy costs just $60 a year. Knowing that extra coverage is in place will give you peace of mind and the ability to focus on other priorities in your life.

If you are a current OTIP policyholder* and want to update your policy, call 1-800-267-6847. If you are interested in learning more about the coverage OTIP has to offer, call 1-833-494-0085 to discuss your options.

* The Education Extra Package is an add-on available to Aviva Traders policyholders.

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