How much coverage do I have?
The best way to determine how much benefits coverage you have is to review your benefits booklet online. This is the most up-to-date information as it relates to your coverage amounts.
To view your benefits booklet:
- Click Log in on the top-right corner of the website.
- Select Health and Dental from the drop-down menu and log in to your account.
- After you have logged in, click My Claims.
- Click Benefits booklet under the My benefits quick links.
Please note your benefits booklet is different from your Benefits Plan Guide. The guide was included in your welcome package as part of the transition to your new benefits plan in 2016/17 and does not reflect any changes or updates made to your benefits plan since that time. Your benefits booklet includes benefits plan terms and coverage details, and it is updated on a regular basis to reflect any changes or updates to your plan.
Being a smart consumer
Being a smart consumer is important as you consider your benefits plan and your coverage. Taking the time to do some comparison shopping before buying items or services can help reduce your out-of-pocket expenses for items such as dispensing fees, co-payments or co-insurance and costs of treatments and services. Also be aware of the paramedical providers’ marketing campaign of ‘use it or lose it’. Maximizing all of your benefits, if not medically necessary, will negatively impact the health and sustainability of your plan and may affect everyone’s ability to access required benefits in the future.