To find out which plan is right for you, please call 1-800-267-6847, Monday to Friday, 8 a.m. to 5 p.m.
Already an RTIP member? If you have questions about your coverage and/or claims, please call the RTIP Contact Centre at 1-833-318-2811, Monday to Friday, 8:30 a.m. to 8:30 p.m. (ET).
Value-added benefits
All RTIP health plans include access to Carepath Digital Health Cancer Care and Elder Care programs, Starling Minds, and the EdvantagePerks savings program.
Comprehensive travel insurance always included
Every RTIP health plan provides coverage for trips up to 100 consecutive days per trip. LEARN MORE.
Fast, easy claims processing
Submit your claims online and your reimbursement will be deposited directly into your bank account.
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* You may increase only one level at a time and decrease two levels at a time. Once you decrease your health coverage, you must wait two years before you are able to increase your coverage again.
What retirement stage are you at? Please select one to view your plan eligibility.
Have a dependant?
Members’ unmarried, unemployed children under the age of 21 (under 31 if attending school full-time) are eligible for dependant coverage under an RTIP plan. There is no age limit for unmarried, dependant children who are incapable of self-sustaining support due to mental or physical disability that occurred prior to age 21. Keep in mind that any two family members can qualify for couple coverage.
Cancelling your plan
If you decide to cancel your coverage after 12 months, you must wait 24 months before you can apply for RTIP coverage again.
Other Useful Information
OTIP partners with the ARM (Active Retired Members) Organization of the Ontario Secondary Schools Teachers’ Federation (OSSTF).
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Compare detailed plan benefits and premiums.
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See the difference! Compare RTIP's health and dental plans.
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Outline of reasonable and customary limits for paramedical services.
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