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Home and Property Insurance 


 

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to speak with an OTIP broker

1-844-324-6527 (Sales)
Make sure to mention the $20 gift card offer when speaking with a broker on the telephone to receive this offer.

1-800-267-6847 (Service)

     
 

Insurance renewing in the next 60 days? Get a car or home quote from OTIP and receive a $20 gift card of your choice.*

 

Explore the advantages of insuring your home through OTIP.

 

Free Benefits

 

Most home and property policies include the following benefits:

Guaranteed Claims Service Satisfaction
If you’re not completely satisfied with our claims service and we can’t resolve your issue, we’ll refund your premium.*

*You must insure your primary residence with OTIP to qualify for this benefit

 

Free Assistance Program
Our free Halo Assistance Program gives you unlimited telephone access to qualified lawyers, health professionals and housing specialists.

Claims Counselling
Wondering how a claim might affect your premiums? Call us to find out.

1-866-952-2876

24/7 Claims Service
Accidents don’t always happen during standard working hours. That’s why our expert claims representatives are here to help you at any time of the day or night, seven days a week. They can guide you through the process for making a claim, replacing contents and initiating home repairs.


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Discounts

 

Save on home insurance when you qualify for discounts.

Newer Home
You may qualify for a discount if your home is less than 30 years old.

Mortgage-Free
If there are no mortgages or liens on your property, a discounted rate may apply.

Claims-Free
With an exemplary claims history, you’ll pay less.

You may be eligible for a discount if:

  • Your home is protected by a monitored alarm system.
  • You have insured your home through OTIP for three years or more.
  • Your vehicle is also insured with OTIP.
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