You can add dental coverage to any RTIP plan or purchase it alone at any time.* RTIP’s dental plan covers regular examinations and preventive care in addition to many more substantial procedures. Reimbursement is based on the current year’s Ontario Dental Association fee guide for general practitioners.
PST and HST do not apply
Basic and preventive care*
80% coverage for dental examinations, extractions, fillings, X-rays, scaling (12 units of time), cleaning and preventive procedures with no overall maximum; coverage for recall examinations is limited to nine months from last appointment.
Basic restorative care*
80% coverage for root canals and gum disease treatments, up to a combined annual maximum of $800.
Major restorative care*
50% coverage for crowns, bridges, implants and dentures, up to a combined annual maximum of $700.
80% coverage for rebasing and relining of upper and lower dentures; maximum one treatment per year.
*Terms and conditions of coverage apply.
You may add dental coverage to your plan at any time. If you purchase or add this coverage at a later date, there is no penalty or restriction period before you can claim full benefits. The only requirement is that you remain enrolled for at least 12 months after adding dental care to your plan. If you decide to cancel your dental coverage after the minimum 12-month requirement, you must wait 24 months before you can repurchase this benefit.