RTIP Health, Dental and Travel Insurance

Us	Them
Choice of three health plans, with different drug coverage limits to fit your needs	Single plan with one coverage limit, regardless of need
Flexibility to change plans as your needs change	Only one plan, so no option to change
One easy online application, and no extra fees	Must join and pay membership fee before applying
Option of having two single plans if spousal coverage needs are different	Only one plan and one coverage limit available regardless of needs
95 days of deluxe travel coverage	93 days of travel coverage
60 days to join without medical evidence or retroactive premiums. Don’t pay for a gap in coverage.	60 days to join without medical evidence; premiums charged retroactively from the end of your group plan.

Or call

1-866-206-6138
to speak with a Life and Living Benefits Representative