When you purchase an insurance policy, you may be given the option of insuring your property at actual cash value or replacement cost. Both methods have their pros and cons. But what’s the difference between the two? And which is best for you? Let’s take a look.

If you’re a renter, how do you protect your belongings in case of theft or damage? Hopefully, you’d answer with tenant insurance. Nevertheless, many Canadians are passing on tenant insurance and, in doing so, putting themselves at financial risk. And while tenant insurance isn’t mandatory, it can offer you the peace of mind that you’re protected.

Canadians are feeling more vulnerable to fraudsters and identity theft than ever before. In 2022, the Canadian Anti-Fraud Centre observed approximately $531 million in losses to fraud. In 2023, this number increased to $554 million. That’s why Fraud Prevention Month (March) is so important. As an annual campaign, it seeks to help you recognize, reject, and report fraud.

A thoughtful gift from a loved one may be priceless, but replacing it can be pricey. Home insurance can cover you in more ways than you’d expect, especially when it comes to reimbursing you for damaged or lost valuable items. Plus, it helps to take a few simple steps to protect your belongings before anything happens.

It’s not unusual to spot a dog’s head or nose sticking out of the window of a passing car – having the wind blow through their fur and taking in all sorts of scents. On the other hand, a driver caught with a dog in their lap may be in for an expensive surprise. According to the Ontario Provincial Police, it could be considered a crowding the driver’s seat charge.

It’s important to review your benefits coverage when life events occur.

Learn how to spot benefits fraud and what steps you can take to protect your plan.

The recent deal between Manulife and Shoppers Drug Mart Inc./Loblaws will not have any impact on our plan members.

The unfortunate reality is accidents happen. That's why insurance exists. However, we recommend you speak with your licensed insurance broker about whether making an official claim with your insurance company is in your best interest. That's where claims counselling comes in handy.

When you're thinking of starting a side hustle, it's easy to get lost in the details. While business insurance might not be the most exciting thing to think about when you're picturing yourself as the next big winner on Dragons' Den, it's an important one. Here are the top five things you need to know about insuring your home-based business.