Floods are a common – and often costly – natural hazard in Ontario that can happen at any time of year. Overland water flooding can be caused by melting snow, ice jams, fresh-water hurricanes, breaking dams and heavy rainfall that oversaturates the ground. Summer thunderstorms in particular can pose a major flood risk in Canada.

In 2016, the total financial cost of cybercrime in Canada was estimated at $1.9 billion with approximately 24,000 total police-reported cybercrimes.
This total cost has grown since then. In 2021 approximately 68,251 Canadians lost $231 million in extortion, phishing and romance scams alone. Statistics from the RCMP indicate that 1 in 6 Canadians are victimized by identity theft, Canada’s fastest growing crime.

Travel insurance can be tough to understand, and if you’re not reading the fine print, your coverage decisions could be influenced by unproven myths¹. Here are the top three travel insurance myths and how the coverage included in all RTIP* plans can help you.

Effective October 17, 2018, Canada will be the first G7 country to federally legalize recreational marijuana. This has put a spotlight on medical marijuana and its effect on group benefits plans. Any changes to group benefits plans are determined by each plan sponsor.

Planning a family road trip this summer? Road trips can be a fun, affordable and convenient travel option that provide you with the opportunity to make some unforgettable memories along the way.

What happens when disaster strikes? Whether the big oak tree in your front yard has fallen due to heavy winds, or you have water damage caused by a broken pipe, it’s important to know what your next steps should be to ensure the damages will be covered by your insurance policy.

Turning 65? As an Ontario resident, this means that you will qualify for the Ontario Drug Benefit (ODB) program, and can enjoy the flexibility of different plans offered by Retired Teachers Insurance Plan (RTIP).

The image of retired life has come a long way from that of a white-haired couple holding hands on reclining patio chairs. With Canadians generally living longer,¹ retirement is becoming a more active phase of life. Your retirement gives you the opportunity to dedicate your time to causes and interests that are meaningful to you.