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News and Updates

Owning a hybrid or electric vehicle in Ontario has its perks

When you drive a hybrid or electric vehicle (EV), you’re taking an important step in sustainable transportation. It’s a simple way to reduce air pollution, greenhouse gas emissions, and your carbon footprint, plus it comes with extra benefits and savings in your pocket.

Here’s what you need to know about the drug prior authorization process

Drug prior authorization is an approval process to ensure that certain medications being prescribed are covered under your benefits plan.

Does your family have coverage?

Find out how and when you are eligible to add family members to your plan.

Coping with diabetes distress

Living with and managing all the pieces of diabetes can be challenging. OTIP has compiled a list of diabetes resources to help you connect with the resources you need.

Diabetes Awareness Month: Understand the signs and how diabetes is diagnosed

Eleven million Canadians – one in three of us – have diabetes or prediabetes. Every three minutes, another Canadian is diagnosed with diabetes. If you have any of the following symptoms, contact your health-care provider right away. OTIP has compiled a list of resources to help you connect with the resources you need.

How to prepare your vehicle for winter in Canada

Seasoned Canadian drivers know the toll a long winter can take on a vehicle. Between the snow, ice, salt and slush on the roads and the wet, cold climate, it’s a tough season for vehicle owners.

While harsh winters are an unavoidable reality of life in Canada, there are steps you can take to prevent damage to your vehicle and to keep you safe on the road.

Here’s a list of 7 things you can do to get your vehicle winter ready.

How these 4 common driving infractions may impact your insurance premiums

While we all do our best to follow the rules of the road, sometimes even the most seasoned drivers find themselves on the other side of a traffic stop. The penalty for a driving infraction will range depending on the type of infraction, where it took place, and its severity. Most infractions are then added to your driving record once you’ve been convicted—either automatically by paying the ticket or by being found guilty in court.

When it comes time to apply for a car insurance policy or to renew your current policy, your insurance provider will review your driving record from the last three years to determine your level of risk. Having a driving infraction on your record increases your risk level, which typically means you can expect an increase in your rates. If your ticket coincides with an insurance claim, you could be looking at an increase even sooner.

Let’s take a look at some of the most common driving infractions and how they might affect your insurance premiums.

Be your home’s hero against natural hazards

Some types of claims are beyond our control. However, some losses can be prevented. Here are some of the most common home insurance claims and straightforward steps you can take to protect your property.

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