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Blue Monday Survival Guide

Blue Monday – the third Monday of January – is cited as the most dismal day of the year. Despite its popularity, there's no scientific evidence that Blue Monday is inherently different from any other day. However, it's true that the winter months can pose challenges for many individuals. Here are a few strategies to nurture your mental well-being during this time.


Understanding the drug prior authorization process

Drug prior authorization is a program to help determine the suitability of certain prescribed drugs, and if the prescribed drug, or any alternative treatment therapies, are eligible for coverage under your benefits plan.


Turning up the heat: safety tips

There’s nothing like a home that’s toasty and warm when the temperature starts to drop. But there are precautions to take in order to heat safely. Here are some handy tips to avoid ending up… in hot water.


10 essential off-road vehicle and snowmobile safety tips

Off-road vehicles and snowmobiles are popular forms of recreation for many Ontarians. Depending on your location, they’re also necessary for transportation in remote areas and emergencies. Nevertheless, these vehicles aren’t toys. If you intend to drive one, take note of the following safety tips before you hit the trails.


Burnout and stress 101: Finding balance with mindfulness

Burnout is a state of emotional, physical, and mental exhaustion caused by excessive and prolonged stress. Here, we'll get into the complexities of burnout and stress and discuss how mindfulness can pave the way to enhanced well-being. 


Should you opt out of Direct Compensation Property Damage coverage?

Soon, Ontario drivers will have a new option to restrict coverage in the event of a collision—the option not to claim damages. In December 2022, the Financial Services Regulatory Authority of Ontario (FSRA) announced that Ontario Policy Change Form (OPCF) 49 will give drivers the choice to opt out of Direct Compensation Property Damage (DCPD) coverage. Under OPCF 49, you can agree not to be compensated by your insurance company or anyone else, including anyone at fault for causing the damage or their insurance company. But what does that mean?


Pet proof your home in 7 easy steps

As the colder months continue, many are looking for a furry companion to brighten up dark winter days. Before you bring home a new dog or cat, follow these seven steps to create a safe environment for your new family member.


Winter driving safety: Snow plows

The Ontario government has amended the Highway Traffic Act to create a new offence, making it illegal for drivers to pass snow plows in formation with other plows. Read on to learn more about this amendment and other winter driving safety tips.


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