News and Updates


How to avoid holiday hazards: home safety tips for the holidays

The holiday season is a special time of the year when we get the chance to gather with family and friends, enjoy delicious food, and share in the festive spirit. However, with fun and festivity comes some increased safety risks. You can avoid holiday hazards by following these safety tips to keep you, your home and your loved ones safe this holiday season.

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Your path to a stress-free holiday season

The Holidays are a time to spend with family, friends and loved ones but it can also be very stressful. Here are our top 5 ways to beat the holiday stress this season.

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Climate change survey from Learning for a Sustainable Future

OTIP is proud to support Learning for a Sustainable Future (LSF) and their National Climate Change Survey, in collaboration with Lakehead University and Leger Research Intelligence Group.

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Why is my real estate value less than my insurable value?

A common insurance myth is that real estate value, or market value as it is often referred to, is equal to the insurable value of your property. However, the market value and the insurable value of a property are two very different estimates. It’s important to understand the differences between the two values in order to ensure that you have sufficient coverage on your home.

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Halloween Safety Tips for Trick-Or-Treaters, Homeowners and Motorists

Whether you’re supervising a group of young trick-or-treaters, decorating your home to entertain your neighbours or driving to a fun Halloween event you should follow these safety tips – ensuring a safe Halloween for everyone that is more about treats than tricks.

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What is mandatory generic substitution?

Your health benefits plan is designed to provide you and your family with financial protection for a variety of medical expenses, including prescription drugs. Your prescription drug plan may have a cost saving feature known as mandatory generic substitution.

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How to safeguard your home against break-ins

While there’s no way to guarantee your home won’t be the target of an attempted break-in, there are some actions that you can take to help defend your home against burglars.

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How a car accident can impact your insurance premiums

Whether it’s a sudden stop causing a fender bender or failure to break at a red light, accidents happen and can impact your insurance premium. Should you be determined at fault, here are a few tips on how you can minimize your premium increase.

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