News and Updates


I’m moving: what should I do about my home insurance policy?

Moving into a new home is an exciting time, but it’s also a very busy time. While you start checking off the boxes on your moving to-do list, it’s important to remember that your home insurance has to be taken care of well before your move-in date. Take a look at the moving and home insurance frequently asked questions below so that you can look forward to making memories in your new home, confident that you have the coverage you need.

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Preparing for retirement? 5 tips you need to follow

Are you thinking about retiring soon? As your career comes to an end and a new phase of your life begins, you want to ensure that you’re prepared to make the most of the new opportunities and experiences that retirement brings. Follow these five tips to make sure you’re on track for a fulfilling retirement.

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Health benefits of travel and deluxe insurance

If you thought travelling was just for fun, think again. Research shows that travelling is highly beneficial for your physical, mental and emotional health. Taking time for yourself to recharge your battery can lower your stress level and even increase sleep. 

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The Seniors’ Care Assistance Program

As an RTIP/ARM member, you have access to The Seniors' Care Assistance Program, provided by Bayshore HealthCare. Bayshore HealthCare will help you navigate the senior support services that are available, assist you in making important decisions and ensure that you and your loved ones receive the proper care every time.

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Misuse of benefits impacts us all

Each RTIP/ARM plan has a monthly premium that is calculated based on annual factors like the number of claims, reimbursements, types of benefits coverage and plan usage. Benefits fraud and abuse can also have a big impact on a plan’s bottom line.

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The Ontario Drug Benefit Program and deductibles

If you or your dependant is 65 years old or older, the Ontario Drug Benefit (ODB) program can help pay for the majority of the cost of more than 4,400 prescription drug products. 

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Safeguarding your benefits with the three Rs

As a member of a group benefits plan, did you know that you can have your health benefits stolen or compromised, and even your health records corrupted by fraudulent activities? The good news is that there are steps you can take to protect yourself and safeguard your benefits.

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Paying for your benefits: What you need to know

Depending on your Employee Life and Health Trust benefits plan, whether you’re full time or part time, permanent or temporary, at work or on a leave, you may be required to pay for some or even all of your benefits’ premiums through payroll deduction or pre-authorized debit (PAD).

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