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Retired Teachers Insurance Plan (RTIP) offers the most flexible health, dental and travel insurance available to the retired education community. Simply choose the plan that best meets your needs.
Our self-service tools make it easy for RTIP members to review benefits/policies, make a claim, find a form or ask a question.
All RTIP health plans include access to CAREpath Cancer Assistance Program, Express Scripts Canada Pharmacy, Edvantage and The Seniors’ Care Assistance Program™ provided by Bayshore HealthCare.
Deluxe travel insurance always included
Every RTIP health plan provides coverage for trips up to 95 consecutive days per trip. LEARN MORE.
Fast, easy claims processing
Submit your claims online and your reimbursement will be deposited directly into your bank account.
* You may increase only one level at a time and decrease two levels at a time. Once you decrease your health coverage, you must wait two years before you are able to increase your coverage again.
What retirement stage are you at? Please select one.
Medical evidence required?
OTIP partners with the ARM (Active Retired Members) Organization of the Ontario Secondary Schools Teachers’ Federation (OSSTF).
Compare detailed plan benefits and premiums.
Compare RTIP plans with the RTO Group Insurance Plan.
Complete this form if you’re applying for coverage more than 60 days after your current health coverage ends.
Insight is our quarterly e-newsletter, bringing you special offers from OTIP along with insurance tips and features on health, education, travel, financial and lifestyle.