When determining your auto insurance premium, your insurance company evaluates a long list of variables, including age, gender, commute, and driving record. Your insurance history (how long you’ve been continuously insured) is also a factor. But what happens if you have a lapse in your insurance coverage? Does this affect your chances of getting an affordable auto insurance rate?

You’re planning a major home renovation, and you’ve got your list of what needs to be done. However, one item you should add to your list is to tell your home insurance provider that you plan on renovating. Let’s look at what exactly you should tell your insurance company.

From our origins as a not-for-profit insurance advocate, we have remained steadfast in our commitment to our members, our people, and the well-being of communities. We are pleased to share our 2023 OTIP Impact Report. 

As recreational vehicles increase in popularity, more people are getting away for a weekend, a season, or even adopting RVing as a lifestyle. In this article, we’ll look at some questions you should ask before choosing insurance for your RV.

From RTIP plan member site registration to submitting manual claims or checking your contract, we have put together frequently asked questions to help you navigate our online services with ease.

From June 29-30, employees from across OTIP will once again be at the Street Fair (June 29) and Pride Parade (June 30) held on Yonge Street in Toronto.

Congratulations, you're a homeowner! We want to help you protect your investment, but with the right home insurance coverage and some simple proactive measures, you can keep your home in great shape.

Any hunting or fishing enthusiast can quickly accumulate gear worth thousands of dollars, especially with technology like high-quality scopes, fish finders, and sonar. Do you know if your home insurance policy protects your investment?

Waiver of depreciation coverage is an endorsement that is available for new vehicles, demos within a certain driven range (in kms), or certain used vehicles within a specific age range.
 

Update on Bill 124 and its impact on LTD benefit payments.